Send money to a UPI ID from the USA.

Yes. UPI apps in India only send within India, but an international transfer service can pay out to a UPI ID on the Indian side. With ComplyRemit you fund the transfer from your US bank account, enter the recipient's UPI ID, and the rupees are credited to the bank account that UPI ID is linked to.

A UPI ID is one short identifier, like name@bank, that already points to your recipient's account. Paying it means you do not need their account number or IFSC code, which removes the two fields most often mistyped. Your family can also share their UPI ID in seconds from the app they already use.

A bank account payout still works well, and is the right choice when the recipient does not use UPI or when money is going to a specific NRE or NRO account.

Sign up and complete identity verification, then link your US checking account through Plaid. Add a recipient, choose UPI, and enter their UPI ID and city. Enter the amount in dollars, check the rupee amount on the review screen, and confirm. You can follow the transfer in the activity screen until it is paid.

The payout to a UPI ID is typically credited within minutes once the transfer is funded. The longer part is the debit from your US bank, which settles over one to three business days on the ACH network. Weekends and US bank holidays do not count as business days.

Ask your recipient to copy their UPI ID from their UPI app rather than typing it from memory, and confirm the spelling with them. Make sure the ID is active and linked to the bank account they expect. A wrong but valid UPI ID pays someone else, so accuracy matters more than speed.