How to send money to India for less, what to check before you send, and what we are building to make every transfer simpler and safer.
Pricing
The cost of sending money to India is the transfer fee plus the margin hidden in the exchange rate, and the margin is usually the larger of the two. The only honest way to compare providers is the amount your recipient receives in rupees for the same dollars, at the same moment.
ComplyRemit
ComplyRemit is built for people in the US who send money home to India regularly. You get the mid-market exchange rate with no margin hidden in it, the exact rupee amount before you confirm, payouts to any UPI ID or Indian bank account, and a transfer you can follow from start to finish.
Remittance 101
A digital remittance is money sent across borders entirely online: you fund it from your bank account in an app or website, and the recipient is paid directly into their bank account or mobile payment ID. There is no cash counter, no paper form, and the rate and amount are shown before you send.
UPI
You can send money from the USA straight to a UPI ID in India. Link your US bank account, enter the recipient's UPI ID instead of their account number and IFSC code, and confirm the amount. With ComplyRemit, a UPI payout is typically credited in rupees within minutes once the transfer is funded.
Comparisons
For most people sending money to family in India, an online money transfer service is cheaper and simpler than an international bank wire. Wires often combine a sending fee, intermediary charges and a marked-up exchange rate, while a good online service prices near mid-market and shows the rupee amount before you send.
Security
Yes. ComplyRemit moves money through regulated payments partners that hold the required licences and custody customer funds, verifies every sender's identity, encrypts personal information field by field, and asks for an extra verification step before sensitive actions like sending money. We never see your online banking password.
Pay a UPI ID or an Indian bank account from your US bank, with the rate shown before you confirm.
