Pay a UPI ID or bank account anywhere in India.

Both deliver rupees to an Indian bank account. A UPI ID is one short string, so there is less to get wrong, but UPI payouts have a lower per-transfer ceiling. For larger amounts use the account number and IFSC code. Each payout method is saved separately, and you choose how the recipient is paid.

Every recipient's account is verified with their bank before the first payout — a check often called a penny drop. It usually takes a few seconds. If the IFSC is wrong, the account is closed or the details do not match, you find out then, before any of your money is sent.

A recipient shows as not verified, verifying, verified or cannot be paid, so it is always clear whether a transfer to them will go through.

Yes. Add your own Indian bank account under Send to yourself and choose whether it is an NRE or an NRO account. NRE accounts hold money earned abroad and can be moved back out freely; NRO accounts are for income earned in India. Transfers to yourself go to a bank account, not a UPI ID.

Over India's domestic payment rails, in Indian rupees. Bank payouts use IMPS for most amounts and RTGS for larger ones; UPI payouts are credited to the bank account behind the UPI ID. Once your money has been collected, a payout usually lands within a few hours.

Yes. Recipients are saved to your account with their name and optional email and phone, so sending again takes only an amount and a confirmation code. You can add a UPI ID to an existing recipient, choose their primary account, and edit or remove recipients at any time.