Send money to a UPI ID from the USA.

Yes. UPI apps in India only pay within India, but ComplyRemit can pay a UPI ID from the US side. You fund the transfer from a US checking account in your own name, enter the recipient's UPI ID, and the rupees are credited to the Indian bank account that UPI ID is linked to.

Any of them. A UPI ID belongs to the recipient's bank account, not to an app, so it works whether they use Google Pay, PhonePe, Paytm, BHIM or their bank's own app. Ask them to copy the ID from the app rather than typing it from memory, since a valid but wrong ID pays someone else.

When you add a UPI ID, it is verified with the recipient's bank before the first payout, and you see the status in the app. If the ID does not exist or cannot receive money, you find out then, before any of your money is sent. A verified ID is saved for your next transfer.

Yes. UPI payouts have a lower per-transfer ceiling than bank account payouts, and your own sending limit also applies. Both are shown in the app before you send. For larger amounts, pay the recipient's bank account with its account number and IFSC code instead.

Collecting the money from your US bank usually takes one to three business days, because it moves over ACH. Once it has arrived, the payout to the UPI ID usually lands within a few hours. Weekends and bank holidays in either country add time, and every stage is visible in the app.

Sign up and verify your identity, then link your US checking account through Plaid. Add a recipient, choose UPI and enter their UPI ID. Enter the amount in dollars, check the rupee amount on the review screen, and confirm with the code we email you. You can follow the transfer until it is paid.